May 4, 2021 | Lobang Guru Singapore

Here are some investment-worthy gemstones according to a Singapore-based Italian jeweller

Lobang: https://www.moneydigest.sg/here-are-some-investment-worthy-gemstones-according-to-a-singapore-based-italian-jeweller/

What are the gemstones that come to mind when we mention “investment-worthy”?

Maybe some of you might be thinking of rubies, emeralds, and diamonds. While the three are definitely high in value, they are not the only stones deserving of all your attention.

According to Danilo Giannoni, a Singapore-based Italian jeweller, there are other sparkly rocks likely to grow in value. So, stay on this page if you want to work out your next investment move.

#1: Royal blue sapphire

Image Credits: Arte Oro

Since a saturated royal blue sapphire is internationally recognised and highly sought after, an investment in that would be considered “safe”. Expect to spend in the range of US$50,000 per carat if you’re looking to purchase a decent-grade blue sapphire.

However, it’s also worth noting that other colours are quickly gaining popularity. You will want to spend some time researching the saturation and tones to find the right sapphire for investment.

#2: Scarcely precious tanzanite

Image Credits: Arte Oro / Client’s private collection

When something is in short supply compared to the demand for it, its value shoots up. This is a simple concept most of us understand, especially since the early days of the pandemic has led to high prices of face masks being sold.

Similarly, since tanzanite can only be sourced from a small area in Tanzania, supplies are limited. The prices are currently reasonable at US$1,000 to US$5,000 per carat, way lower than sapphires. But still, it’s forecasted to rise sharply in price should interests peak.

#3: Mid-range toned Paraiba tourmaline

A pure and almost luminous turquoise tourmaline

Image Credits: Arte Oro

Speaking of rarity, the Paraiba tourmaline wins the comparison against tanzanite. They can only be extracted from three mines situated in the remote areas of northeastern Brazil.

Thus, you can expect its high price tag of up to US$100,000 per carat, though its exact figure greatly depends on tones and colours. While clarity is essential, it’s not the top deciding factor for the best returns.

#4: Beautifully reactive alexandrite

Image Credits: brides.com

When we say reactive, we mean that this precious mineral reacts to various light sources to emit its colour-changing characteristic. Thanks to its chemical composition, a person who owns this gem can observe its colour change from blue-green to red-purple from day to night.

It’s not just stunningly beautiful to observe, but it also performs well in the markets. Over the last few years, alexandrite has seen double-digit annual returns by collectors worldwide. An extraordinary carat with top-tier quality can cost up to US$100,000.

#5: Bright pink-red spinels

A very rare 10.5-carat Mahenge spinel from Tanzania

Image Credits: Arte Oro

As we come to a close, we have bright pink-red spinels to end us off this list. Spinels may not have been popular a few years back, but now, it’s a whole different story. With more buyers attracted to candy-coloured designer jewellery collections in recent years, spinel has climbed up the ranks to be considered investment-worthy.

Interestingly, it’s not the pure colourless spinel that is desired but the red, hot pink, and flame orange ones that are now in the spotlight. To be exact, neon pink-red spinels from Tanzania are the ones with tremendous investment potential, with prices up to US$50,000 per carat.

Now that you have an idea of what’s trending, do your due research and start collecting!

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Consider these responses to cope with hostile colleagues

Lobang: https://www.moneydigest.sg/consider-these-responses-to-cope-with-hostile-colleagues/

It’s been a month since we’ve been given the green light to head back to the office.

But with the increase in COVID-19 community cases in recent days, the Ministry of Health (MOH) has advised employers to allow their employees to work from home as far as possible.

Whether it be reporting to the office or clocking in from the comforts of home, we inevitably have to face our colleagues, occasionally hostile ones. If that is you, consider these responses to counter the unfortunate situation.

#1: Self-examine the case

We think it’s easy to point fingers at others when things go wrong. But why not take this chance to do some self-examination?

Ask yourself if the unfriendliness from your coworker could be a reaction to your actions? Maybe you’re a relatively straightforward person who speaks your mind without considering much. If so, then learn how to catch the right opportunity to share an opinion and keep mum when you should.

#2: Stay respectful but firm

Let’s say you’ve done some introspection and realised that the unpoliteness comes from your colleague despite you having done no wrong. Okay, fair enough. However, don’t rush to counter hostility with aggressiveness.

Unless you want to aggravate the already less-than-ideal work relationship, stay respectful but firm. Perhaps you are partnering with someone who likes to delay his or her work and then gets defensive when you ask for the output. Instead of asking an open-ended question, stick to this:

“Our presentation to the boss will be scheduled this Monday, so I would greatly appreciate it if you could send me the reports by mid-week.”

#3: Don’t blame yourself

Image Credits: The Independent

Have you noticed that whenever a new hire enters the company, there will be a period where “work kakis” get awkward? From schools to the workplace and social groups, there are “cliques” everywhere.

Sometimes, your colleagues’ coldness towards you may not be that they dislike you or have something against you. Everyone responds differently to a new face, so allow time to pass and conversations to flow naturally.

#4: Incorporate little kind gestures

A little kindness goes a long way to make someone’s day brighter, and in return, yours too! It could be as simple as guiding a table buddy on using a function on Microsoft Excel or offering to buy tea or coffee for a bit of perk-me-up.

But as with all things, don’t get overboard with being helpful. Since it may appear too “fake” when your actions don’t tally over the months or years, use little gestures when opportunities present themselves.

#5: Ask for advice

To round us up our list of responses to coping with hostile colleagues, we would recommend that you ask for advice from your HR department. Since HR personnel are usually trained in their field, they will know how best to handle workplace relationships.

Often, there are people in the office who get too comfortable “bullying” their fellow workers but have not been formally reported by anyone. Trust your gut and do what is suitable if you want the situation to be rightly dealt with by the management.

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