February 21, 2021

Lobang: https://www.moneydigest.sg/natural-foods-that-can-help-curb-appetite-part-ii/

In the diverse world of foods, there are options out there that act as natural appetite suppressants. This means that the nutrients inside the foods help you stay and feel fuller, so you don’t overeat.

What’s even better is that they’re natural, so you’re eating healthy foods instead of junk. This article is the second part of our “natural foods that can help curb appetite” topic. If you missed out on the previous article, click here to read it.

Let’s roll with more natural foods that can help suppress appetite.

#1: Veggie Soup

Ah, who doesn’t love a comforting bowl of hot soup? Not only is veggie soup a healthy, warm meal, but it also provides you with tons of vitamins and lowers your appetite to be in line with your low-calorie diet. Consider trying out these vegetable soup recipes and get slurping.

#2: Dark Chocolate

First of all, it’s chocolate! What can get better than that? Now you have the excuse to eat a lot more dark chocolate since having a piece that’s made of at least 70% cocoa helps you feel full. It contains properties that slow digestion, and you can thank the chocolate’s smooth bitter taste for decreasing your appetite.

#3: Tofu

Tofu is a delicious vegetable protein that’s both soft and plant-based. It’s high in an isoflavone named genistein, which curbs your appetite and the amount you eat. The next time you’re planning your meals, consider adding some tofu to the menu. It’s delicious, healthy and suitable for vegetarians.

#4: Wasabi

Wasabi is not only a great addition to plates of sushi but also works well to suppress your appetite naturally. If you haven’t noticed already, spiciness is a crucial factor in increasing satiety! A bonus of wasabi is that it’s also anti-inflammatory.

#5: Green Tea

Green tea is one of the healthiest drinks out there and it’s not just a great natural appetite suppressant. It can also help slow your blood sugar levels and prevent extra fat storage. All of that contributes to a lesser feeling of hunger and better metabolism, so start sipping.

#6: Oatmeal

Remember how mums always force us to have a cup of oatmeal in the morning before heading to school? That’s because the carbs in oatmeal are slow-digesting and likely to last you till recess time. Wave goodbye to the hunger hormone ghrelin if you take oatmeals.

#7: Salmon

It seems like the benefits of salmon are never-ending. Thanks to its omega-3 fatty acids, the hormone leptin amount, which curbs hunger, rises. Tuna and herring are great alternatives for those who don’t fancy salmon.

#8: Cinnamon

Do you recall we mentioned ginger as a natural food option in our first article? It works similarly to the ground spice. It lowers your blood sugar levels which in turn helps to control your appetite. Here’s how you can add cinnamon spice to your meals.

#9: Skim Milk

Especially for ladies who crave unhealthy junk foods and processed carbs during that time of the month, skim milk is here to your rescue. But for anyone, skim milk can serve as a natural appetite suppressant. Let’s not forget to mention its range of benefits.

#10: Flax Seeds

Flax seeds provide you with a combination of soluble fibre and essential fatty acids. It’s easy to add it to your cup of yoghurt, a glass of smoothie, or a bowl of salad. Just remember to grind them first for better digestion. Or you can also choose to consume it in powder form.

Now you know the natural foods to take to suppress your ever-growing appetite, start introducing them into your diets from today. Oh yes, remember to get sufficient shut-eye at night too!

The post Natural foods that can help curb appetite (part II) appeared first on MoneyDigest.sg.

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Lobang: https://www.moneydigest.sg/present-day-ways-to-reach-out-to-hr-managers/

Let’s be honest. When you’re sending out your resume to recruiters, the odds are that your personal information itself looks similar to the countless ones that they’ve already read. They don’t care how badly you want the job or how paper-qualified you are.

Instead of merely trying to convince an HR manager why you’re perfect for the company, go above and beyond to grab their attention! You’re sure to make your job search more fulfilling and stand a higher chance to receive an invitation for an interview – both of which work in your favour.

Here are some of the best ideas you can use this year to reach out to a recruiter responsible for processing your application.

#1: Offer a useful solution

If you’re considering a specific role that you are knowledgeable about (which you should be!), you can try to add a few well-thought-through solutions to current industry problems in your application.

In this way, you show that you have done your due diligence. It’s also an opportunity to display your experience and passion for solving problems for the company and the value you can add to the team should you be presented with a job contract.

“When you help someone solve a problem, they’ll remember you positively for your effort and be more willing to help you out in the future,” says Jon Hill, CEO and chairman of an executive search firm.

#2: Gift your recruiter something appropriate

You must be careful with this one! While sending flowers is rather strange, you can look at giving a practical gift or resource alongside your application.

For example, one can demonstrate their market research skills by sourcing a gift that resonates with the hiring manager. Just do a search on LinkedIn, and you will be able to start “stalking” on their posts, identify their likes and dislikes, and supplies you think they will find beneficial.

A little present that shows off both your skills and your gratitude at being considered can help make them remember you – which is precisely the reason why you’re reading this now.

Jeff Neal, an operations manager, shared that a candidate actually mailed his resume alongside a packet of fly-fishing lures after learning that Neal liked fly fishing. “I was very impressed and invited him in for an interview,” he commented.

#3: Create a portfolio webpage

Most people apply for jobs that they need rather than want. If you desperately want a position, you’ve got to make sure you have enough output to “brag” about.

Job seekers can consider building a portfolio webpage to store their achievements over the years. Make sure the information is up to date before you send a recruiter a link to your portfolio.

A webpage or website is better than attaching a portfolio in the email since your recruiter can easily forward the link via Slack or WhatsApp to anyone in the management team for immediate considerations.

Or one could also consider other content platforms they are comfortable using.

“We’ve received YouTube channel videos from online creators who work daily on their cars and have vast amounts of knowledge. We also receive resumes from bloggers who run their own car blogs, which shows they already understand the work we are doing here,” shared Michael Lowe, CEO of Car Passionate.

#4: Put yourself on camera

Most of us don’t like being on camera. Still, having a video to accompany your application often helps recruiters see you with more interest and match a face to your name.

It also aids them to understand just how much you want the job, too, because emotions transfer better through facial expressions and body language.

“A candidate used this tactic to approach me last year. While they didn’t end up having the right technical skill set, the video caught my attention immediately and prompted me to set up a phone interview less than 48 hours later,” shared Biron Clark, founder of Career Sidekick.

Need we say more?

#5: Type an attractive subject line

This is one you may have heard before, and with a good reason! That’s because when you use an attractive subject line, it immediately tells recruiters what they need to know, their interest will be piqued, and it serves as a “clickbait”.

Take a look at these examples:

• Email subject line A – “Applying for accounting position”
• Email subject line B – “CPA with 10 years’ experience in technology would love to do your taxes”

Is sample A or B more attention-grabbing? If you’ve chosen the latter, then you ought to know that a witty or well-conceived subject line is vital for an HR manager to click in right away.

Final thoughts

Reaching out to recruiters will always feel a little stressy and nerve-racking.

But by relying on one or more of the ways shared above, you will increase your chances of getting your valuable resume read amongst the sea of job applications. And since that’s what it’s all about, aren’t these methods worth a try this year?

The post Present-day ways to reach out to HR managers appeared first on MoneyDigest.sg.

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Lobang: https://www.moneydigest.sg/free-apple-airpods-pro-worth-379-when-you-apply-for-these-credit-cards-from-now-till-28-feb-2021/

Get a free set of Apple AirPods Pro worth $379 or S$350 Cash when you apply for any of the selected credit cards from now till 28 February 2021. This is really attractive because there is:

• No holding period (Don’t need to keep the card for X months to qualify)
• No limit to the number of AirPods to be given away (Everyone who apply will get it)

To redeem your free AirPods Pro, simply be a new-to-bank customer to apply for any of the Citi Credit Cards mentioned below. If you already have an AirPods Pro, you can choose a cash gift of $350. Existing cardholders will get S$30 cash via PayNow.

To activate the offer, make a minimum spend of $200 within 30 days of card approval. For more FAQs on rewards redemption, click here.

Choose from any of the 5 Citi Credit Cards below:

Citi Rewards Card

The Citi Rewards Card is a must-have card for those who always shop online using credit cards. Imagine earning 10X Rewards^ (4 Miles) for every S$1 spent online each time you shop.

• Enjoy 10X Rewards^ (4 Miles) on online and retail purchases at Lazada, Qoo10, TANGS and more.
• Earn 10X Rewards* (4 Miles) on rides with Grab, ComfortDelGro, Gojek and more
• Earn 10X Rewards^ (4 Miles) on online food delivery
• Earn 10X Rewards^ (4 Miles) on online groceries

Earn 1X Reward on all other spend.

What’s more, you stand to receive up to 30,000 Citi ThankYou Points as welcome gift when you spend S$3,000 in the first 3 months. Citi ThankYou Points can be used to redeem for cash rebate, shopping vouchers, and rewards points. You can convert points from Citi ThankYou Points to Singapore KrisFlyer at a 5:2 ratio – which means you get about 12,000 miles free!

Citi Cash Back Card

Keep this card in your wallet. The Citi Cash Back Card is one of the best cash back card in the market, offering a whopping 8% cash back on your Dining, Groceries and Petrol daily, worldwide. Subject to cash back cap of S$25 per category per statement month with a min. spend of S$888 per statement month.

Imagine this: every $1,000 spends get you $80 cash back in a month. That works out to be almost a thousand dollar of cash savings in a year!

Citi Cash Back+ Mastercard® 

Not to be confused with the Cash Back Card, the Citi Cash Back+ Mastercard® is a new product launched by Citibank this year which offers a competitive 1.6% cashback on all spend categories with no cap and no minimum spend. In other words, you can accumulate as much cashback as you want each time you swipe you card. It does not expires and you can redeem it instantly on-the-go with Citi Pay with Points or for cash rebate via SMS.

*Editor’s note: On Citibank’s website, they have a welcome offer that provides an additional 2.9% cashback (total 4.5%) but that is only valid for 3 months and the Bonus Cash Back Amount is capped at S$145. Applicants who apply via SingSaver will get a set of free AirPods Pro (worth $379) with no minimum spend and no lock in period requirement which is a better deal in our opinion.

Citi Prestige Card

Citi Prestige Card is a premium credit card that offers benefits such as travel, dining and lifestyle privileges. Being a Citi Prestige Cardmember means you get access to offers handpicked for you to ensure you get the most unforgettable experiences.

• Earn 3.25 Citi Dollars (or 1.3 miles) per S$1 local spend and 5 Citi Dollars (or 2 miles) per $1 overseas spend.
• Enjoy unlimited complimentary access to over hundreds of VIP airport lounges for primary cardmembers and one accompanying guest. One complimentary night at any hotel of your choice with a booking of at least 4 consecutive night stay.
• Enjoy 2 complimentary airport limousine transfers per quarter with a minimum spend of S$20,000 within the same quarter. Terms and Conditions apply.

Receive a Welcome Gift of 62,500 Citi ThankYou Points (or 25,000 Citi Miles) when you apply for the card, subject to annual fee payment.

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Here’s how to redeem your rewards:

1. Search for any of the cards that matches your spending habits
2. Click on Apply Now and fill in your email address (SingSaver will be sending the redemption instructions here)
3. Complete the application form from the bank and remember to take a screenshot so you can take note of the application reference number
4. Once your card is approved, check your email inbox for the reward redemption instructions from SingSaver (don’t forget to check  junk/spam inbox too)
5. Sign up for an account on SingSaver’s website to access the redemption form
6. Fill up the form with the application reference number and you are good to go!

For redemption follow-ups and enquiries, drop an email to info@singsaver.com.sg

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Important information on APR/Fees

Fees
Annual fee for all cards: S$192.60 (First Year Waiver)

*Note: The Citi Prestige Card has an annual fee of S$535.00 which cannot be waived.

Foreign Currency Transaction Fee: 3.25%

Repayment
Minimum Payment: 1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge: S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases: 26.9%
Interest On Cash Advance: 28.0%
Interest Free Repayment Period: 25 Days

The post Free Apple AirPods Pro (worth $379) when you apply for these credit cards from now till 28 Feb 2021 appeared first on MoneyDigest.sg.