December 13, 2020

Don’t Say Bojio: Starbucks Giving Limited-Edition Glass Cups in 12 Outlets

Lobang: https://goodyfeed.com/starbucks-glass-cup/

The first Starbucks store in Singapore opened on 14 December 1996 at Liat Towers along Orchard Road.

That means that Starbucks is turning 24 on 14 December, just like my dog, my brother and my magic hamster.

Happy birthday Starbucks, Fido, Bob and Scabbers!

Aside from my crowd of soon-to-be 24-year-olds, the best part about companies or establishments celebrating their birthday (read: anniversary) is they feel generous.

You don’t give them presents; they give presents to you.

Limited-Edition Glasses

From 14 December, customers can redeem this limited-edition glass at 12 specific stores (which we will talk about later).

Image: Starbucks

To redeem the glass, you’d need to

  • Upload a photograph of yourself at Starbucks Singapore on Instagram, with the tags @starbuckssg or #starbuckssg
  • Go to one of the 12 stores
  • Order a Venti-sized drink and show the barista your post

T&C: Limited to 1 glass per drink purchase from 14 Dec, while stocks last. Available for in-store purchase at the selected 12 stores only. Not valid with any other promotions or privileges.

Now for the important part:

Where

According to Starbucks, these outlets were picked because they represent a story of Starbucks in Singapore, like a slice of “culture, heritage or innovation in design”.

For instance, Jewel is on the list because it has nice, locally-inspired deco, and Katong Square’s store is in a heritage building.

PLQ’s store is inspired by Paya Lebar as an air base, One Fullerton’s outlet has a view of Singapore’s skyline, VivoCity has ocean themes, River Safari’s store is in River Safari…

This list goes on; each description is rich and, with accompanying pictures, shows the thought processes that go behind each outlet.

Obviously, I’m not doing it any justice so you can just check it out for yourself here.

All of these spots are quite special, so they may be worth a visit and a few million Instagram pictures even if you’re not interested in the 24th Anniversary glass.

Either way –

  • Jewel – #02-204, 78 Airport Blvd Jewel Changi Airport, Singapore 819666
  • Katong Square – 86 East Coast Road #01-02 Conservation Building, Katong Square, Singapore 428788
  • Paya Lebar Quarter – 10 Paya Lebar Road, #01-14, Paya Lebar Quarter, Singapore 409057
  • Tampines Mall – 4 Tampines Central 5 #01-50, Tampines Mall, Singapore 529510
  • Liat Towers – 541 Orchard Road #01-01A, Liat Towers, Singapore 238881
  • One Fullerton – 1 Fullterton Road #01-04, One Fullerton, Singapore 049213
  • Rochester Mall – 37 Rochester Drive, Singapore 138640
  • VivoCity – 1 Harbourfront Walk #01-43, VivoCity, Singapore 098585
  • Chinatown Point – 133 New Bridge Road #01-08, Chinatown Point, Singapore 059413
  • Tekka Place – 2 Serangoon Road #01-06/07/08/09, Tekka Place, Singapore 218227
  • River Safari – 80 Mandai Lake Road, River Safari, Singapore 729826
  • United Square – 101 Thomson Road #01-01, United Square, Singapore 307591

Just remember to go in groups of fewer than five people!

Featured Image: Starbucks Singapore

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Is Jewelry A Wise Investment?

Lobang: https://www.moneydigest.sg/is-jewelry-a-wise-investment/

It is Christmastime and people are more eager to purchase gifts that have lasting value. For some people, that timeless gift often turns out to be an heirloom piece of jewelry. Grandparents often pass down their jewelry in the hopes that their grandchildren can “sell it one day” when the need arises. I cannot say that it has not crossed my mind. Then again, I find it difficult to sell the ring that my late grandparents have given me.

Buying an original piece of jewelry with a rich history from a family member or a friend can be the middle ground when it comes to heirloom pieces. Nonetheless, jewelry and gold can be a wise investment.

BUY SOMETHING TIMELESS

If you are going to buy jewelry as an investment, ensure that it is something you enjoy keeping and wearing. I recently bought a Nina Ricci necklace, which I plan to pass down to my future daughter. It is delicate, romantic, and simple. She may not be able to sell it, but it can be a part of her beautiful collection.

Avoid overpaying for a piece of jewelry as commissions and fees can be high. It will be difficult for you to break-even, if that happens.

CONSIDER THE VALUE AND PRICE

There are companies willing to buy back your jewelry at the real-time value, less its 10% buyback fee as they will melt it and transform it into a new jewelry. Other companies are willing to offer a price close to the value of the pure metal in your jewelry. Do your research.

There are laws regulating the purity stamp on the metal. It is best to get an appraisal from a reputable jeweler to examine the quality and the design of your gems and precious metals.

ACKNOWLEDGE THE POSITIVE HISTORICAL TREND

Unlike coins and paper currency, gold has managed to increase its value over time. Its price has consistently risen every year since 2001. While gold prices do not shoot up dramatically, the general trends remains to be upward. Hence, have a long-term investment mindset.

KNOW THAT PRICES CAN BE VOLATILE

Much like any other investments, the jewelry’s value can fluctuate wildly. The most obvious difference between a pair of gold earrings and gold bullion is that you cannot wear the latter. Treating jewelry as an investment can get tricky. Profits on the sale of gold and jewelry are taxed.

You might pay a premium for buying jewelry made of pure gold. You see, some buyers prefer if they can wear their gold.

DIVERSIFY YOUR PORTFOLIO

The key to diversification is to find investments that do not closely match each other. History has proven that gold is negatively correlated with stocks and other investment instruments. For instance, stocks boomed in the 1990s, but gold faltered. In 2008, investors migrated to gold while the stocks dropped substantially in value.

Image Credits: unsplash.com

Proper diversification entails combining stocks, bonds, golds, jewelry, and other assets. Producing a diverse portfolio can reduce the overall volatility and risks.

Sources: 1 & 2

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12 Fun Facts of 2020

Lobang: https://www.moneydigest.sg/12-fun-facts-of-2020/

2020 has been a year unlike any other. With more time spent at home amid government restrictions and lockdowns, consumers increasingly turned to e-commerce for all their needs while staying home. 

Across the region, consumer behaviour shifted drastically and many interesting purchasing trends emerged. Some of the most popular products include masks and hand sanitizers, big-ticket items like iPhone 12, gaming consoles, and yoga mats. 

  • Thailand: Air fryers gained popularity as people became more health conscious during the pandemic
  • Indonesia: Body lotion was widely promoted by many micro influencers on social media platforms, leading it to be the best-selling product in Indonesia
  • Singapore: With Singaporeans’ constant love affair with bubble tea, it comes as no surprise that it emerged as Singaporeans’ top favourite product
  • Malaysia: Milo is a household staple among Malaysians, and many purchased it online from the comforts of their homes amidst social distancing measures
  • Philippines: Due to an increase in demand for electronic gadgets due to homeschooling and work-from-home arrangements, Shopee’s wide assortment of bluetooth earphones had been extremely well-received by consumers in the Philippines
  • Vietnam: Mothers have been tapping into the convenience of e-commerce to purchase necessities for their children, especially powdered milk formula 
  • Taiwan: As people avoided in-person social gatherings, playing Animal Crossing on the Nintendo Switch became a popular way for people to meet up virtually while spending time at home, with more than 10,000 copies of Animal Crossing sold in less than 2 weeks after its release

As Shopee celebrates its 5th birthday with the 12.12 Birthday Sale, here are some key achievements and milestones across its seven markets – from taking steps to build inclusivity in the workplace, increasing consumer engagement both on and off the app, onboarding more brands for a wider variety of products, continuously finding ways to innovate for both sellers and shoppers, and more.

As 2020 draws to a close, seize the chance to grab your festive gifts during Shopee’s 12.12 Birthday Sale, with Daily 30% Cashback, Million $ Discount deals, and Midnight Brands Flash Sales

Happy Holidays!

 

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Get a free Garmin Venu SQ Watch (worth $299) or Apple AirPods (worth $239) this December

Lobang: https://www.moneydigest.sg/get-a-free-garmin-venu-sq-watch-worth-299-or-apple-airpods-worth-239-this-december/

Free Garmin Venu SQ Watch (worth $299) or Apple AirPods (worth $239)

From now till 28 December 20, redeem a free Garmin Venu SQ Watch (worth $299) or a pair of Apple AirPods worth *S$239) as part of a special offer for those who apply for a new credit card from this page. This promotion is only exclusive for Money Digest’s readers who apply for a Standard Chartered credit card from this website.

Here’s How To Get Them:

  1. Apply for any of the credit cards below (via the Apply Now button so that we can track the reward to you)
  2. Fill in your email address in the pop-up window (redemption instructions will be sent to you via email)
  3. Finish your application with the bank provider while taking note of the application reference number (ARN)
  4. Submit the ARN on the redemption form with your details

To be eligible, you must be new-to-bank customer who activate the credit card and make at least one transaction.

New-to-bank customer means you must not have been a principal cardholder in the last 12 months (supplementary cardholder is fine) so if you have cancelled your last Citi credit card as a principal cardholder 13 months ago, you will be considered as an eligible new customer.

Choose from any of the credit cards below:

Standard Chartered Unlimited Credit Card

Standard Chartered Rewards+ Credit Card

The post Get a free Garmin Venu SQ Watch (worth $299) or Apple AirPods (worth $239) this December appeared first on MoneyDigest.sg.

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