May 22, 2020

Should You Buy Your Essentials Online Or In Store?

Lobang: https://www.moneydigest.sg/should-you-buy-your-essentials-online-or-in-store/

Welcome to the new normal! The Circuit Breaker period allowed us to stay at home out of necessity, while we anxiously spray disinfectant on every item around the house. WE all know that we have to follow the social distancing measures and to wait for the COVID-19 updates. However, it is hard to stay at home when you are running out of home essentials and grocery supplies. How do you shop for your essentials? Is it safer to buy online or in store?

GOING OUT TO SHOP IN STORE

Stepping outside to buy groceries and household supplies is the quickest and simplest way to restock. It is also accessible, whereby everything you need can be found in one place. The shopping mall can also provide you with different brands and packaging sizes. You can even return a damaged item on the spot.

Going outside to shop is no longer simple and safe as it used to be. Since most stores close earlier and some ceased their operations, you will have to time your shopping accordingly. You need to wear a mask and carry a disinfectant with you. Without the usual public transport measures, you will have to walk to the store or to avoid the peak hours. You will also have to line up for hours to fulfill your grocery journey.

Going outside also increases your chances of getting sick. You can contract the illness from surfaces, from crowded lines, or from the cash. This is according to the World Health Organization. Not to mention, the germ exposure that you can get from ATMs and banks. Remain safe wherever you are by practicing social distancing and by keeping your hands clean at all times.

The use of cash can be prevented by carrying your debit or credit card. You may also use cashless services such as Apple Wallet and PayPal. These methods are convenient and safe.

STAYING INDOORS TO SHOP

Shopping online has become more popular than ever. Getting deliveries right at your doorstep lets you skip the countless hours you spend in the store and the anxiety of getting infected. Most stores have strict disinfection practices, encourage no-contact deliveries, and accept contactless payments. It is easier to find specialty items online such as bubble milk-tea shops or freshly-baked goods.

The only downside is that you will have to visit several websites to look for everything you need. Stocks are limited too. You need to tick the item into the cart before you lose your chance. Most online stores have delivery delays due to the surge in demand. You have to be patient. Nonetheless, you can always order in advance.

FairPrice and Lazada Singapore are just a few of your online grocery options. These shops accept electronic payments and cash on delivery. After filling in the shop’s bank account details and amount, review your details and confirm. You will be spoiled with their item selections found online.

Image Credits: unsplash.com

For Singaporeans who only need a set meal without having to shop, food delivery apps can provide cravings for an entire family. This options offers all the advantages of shopping online, minus the long queue. There are upsides and setbacks to any way you choose to shop, and it is up to you to decide which best suits your lifestyle.

The post Should You Buy Your Essentials Online Or In Store? appeared first on MoneyDigest.sg.

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Get FREE Apple AirPods with Wireless Charging Case (worth $299) when you apply for these credit cards

Lobang: https://www.moneydigest.sg/get-free-apple-airpods-with-wireless-charging-case-worth-299-when-you-apply-for-these-credit-cards/

Brand new Apple AirPods now available

Standard Chartered will be giving away brand new sets of Apple AirPods for new customers who applied via SingSaver from 18 to 31 May 2020. Existing cardholders will receive a $50 Grab voucher.

Click here to apply now and get a free AirPods with Wireless Charging Case (worth S$299)!

Follow these steps to redeem:

  1. Choose from any of the credit cards below that matches your spending habits.
  2. Click the Orange Apply Now button (Note: You need to click Apply Now and apply for the card via SingSaver to be eligible for the gift. Application via alternative channels or directly from the bank will NOT be eligible.)
  3. Fill in your email address to receive a link to the Rewards Redemption Form
  4. Complete your credit card application on the next page to receive your Application Reference Number (ARN)
  5. Fill in the Rewards Redemption Form with your unique ARN

If you are unsure of what your ARN looks like, please refer to this guide.

Important: The Rewards Redemption Form will be automatically sent to you immediately and most of the time it ends up in your spam/junk folder by mistake. Please add no-reply@singsaver.com.sg, and info@singsaver.com.sg to your “Safe Sender” list or Primary mail folder to ensure you receive all communications from them.

Standard Chartered Unlimited Credit Card

Standard Chartered Spree Credit Card

Standard Chartered Rewards+ Credit Card

Standard Chartered X Credit Card

Note: For the Standard Chartered X Credit Card, you will get 40,000 miles upon approval and annual fee payment instead of the Apple Airpods Pro 


Important disclosures on APR/Fees

Minimum Payment: S$50 or 1% of principal plus interest, fees and charges; plus any overlimit amount and past due amount.
Late payment charge: S$80 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases: 26.9%
Interest On Cash Advance: 28.0%
Interest Free Repayment Period: 22 Days

This credit card promotion is fulfilled by SingSaver.com.sg. For enquiries on the redemption of gift, please email info@singsaver.com.sg

Address: 1A Keong Saik Rd, Singapore 089109


Frequently Asked Questions

The post Get FREE Apple AirPods with Wireless Charging Case (worth $299) when you apply for these credit cards appeared first on MoneyDigest.sg.

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Burger King offering 1-for-1 Double Mushroom Swiss, 2-for-$4 Chicken Burger with Cheese & more when you order in app

Lobang: https://www.moneydigest.sg/burger-king-offering-1-for-1-double-mushroom-swiss-2-for-4-chicken-burger-with-cheese-more-when-you-order-in-app/

Crazy BK Deals 

Burger King Singapore has released a new set of 8 exclusive coupon deals in their app. These deals can only be redeemed when you order pick up via the BK app, and they are not available anywhere else.

There are coupons that let you enjoy 1-for-1 Double Mushroom Swiss at $6.90. 2-for-$4 Chicken Burger with Cheese, 1-for-1 Iced Milo and more.

Here’s how you can redeem:

  1. Launch the BK app
  2. Select Pickup on the top left corner
  3. Choose the nearest store for pickup
  4. Scroll down and locate ‘Coupon Deals
  5. Select the respective coupon deals and add to cart


Get FREE Apple AirPods with Wireless Charging Case (worth $299) when you apply for these credit cards

The post Burger King offering 1-for-1 Double Mushroom Swiss, 2-for-$4 Chicken Burger with Cheese & more when you order in app appeared first on MoneyDigest.sg.

Burger King offering 1-for-1 Double Mushroom Swiss, 2-for-$4 Chicken Burger with Cheese & more when you order in app Read More »