Maximise your savings with attractive interest, while keeping your funds secure…read more @SINGPROMOS.COM
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Lobang: https://www.moneydigest.sg/digital-resources-that-can-help-your-sanity/
The safest thing that you can do for yourself is to stay at home. However, staying at home can take a toll on your Mental Health. It is difficult to live in a world where you cannot meet your loved ones whenever you want or where you cannot accomplish your usual outdoor activities. At some point, the news can either bore or stress you out too.
Fortunately for you, there is a wealth of digital resources that can help you stay sane. Download one or all of these apps!
#1: ZOOM
It is important to stay connected despite practicing safe distancing. One mobile and computer app that can help you connect to your loved ones and to your co-workers is Zoom. Zoom meetings are all the rage these days! This is possibly due to the useful functions of Zoom such as screen sharing and virtual backgrounds. Apart from that, many people are conducting free webinars that focus on their skills or on Mental Health awareness.
Consider opening a delicious bottle of wine while you host a virtual party with your friends. It is happy hour somewhere, right? Moreover, you may connect with your significant other as you cook and eat a meal together.
#2: DUOLINGO
Duolingo is a popular app that gamifies language learning. It offers bite-sized listening and speaking lessons among over 30 languages. If you have been itching to learn Spanish to watch Money Heist more efficiently, then you may give this app a go. Interestingly, it includes more obscure languages such as Latin and High Valyrian too. GOT fans will know what I am talking about!
#3: HEADSPACE
If you are looking for a vibrant and positive app that can help you kick-start your meditation journey, search no further than “Headspace”. Headspace includes hundreds of short meditation recordings and lengthy guided sessions. Choose your own preference as these range from physical health to personal growth as well as from stress management to stress relief.
Be honest with yourself when it comes to what you really need at the moment. If you are downloading this app for free, you will be able to access limited free sessions. Otherwise, you may upgrade your subscription to get a full access to their meditation library.
#4: APPLE PODCAST
Apple Podcast and Spotify house a variety of Mental Health and self-care podcasts that can help alleviate the emotional stress that you are feeling at the present moment. A podcast available on Apple Podcast called “Mental Illness Happy Hour” tackles difficult mental illnesses such as PTSD and addiction through interviewing notable figures and celebrities.
Another podcast that you may listen to is the “Miss Psychobabble” podcast. This peeks inside the current issues and popular culture through the lens of Psychology. From finding productivity while working at home to gaining control in times of uncertainty, this podcast educates you about human behavior and solves it through practical tips.
#5: STOIC.MENTAL HEALTH TRAINING
The ancient philosophy of Stoicism dates back in circa 300 B.C.E. Stoics endure pain and suffering without complaints and rants. If meditation is your thing, you can probably enjoy the company of the “stoic.mental health training” app. This app provides personalized insights on what influences your sense of fulfillment and levels of mood. It also gives calming exercises in the morning and evening. What’s more? It has a philosophy-driven journal that will enable you to understand why you are feeling a certain way. It is okay to not be okay, all the time.
#6: ADIDAS TRAINING
Exercise and physical activity helps you to release some “happy hormones” or endorphins. Keep the consistency in your routine by downloading the free ADIDAS TRAINING app. This app lets you complete a workout for at least 7 minutes. It comes in a series of easy to difficult pre-made workouts.
Image Credits: unsplash.com
If you have a particular goal in mind such as weight loss, you may create your own training plan too. Comparing your progress with friends who use the app is also possible. This will enable you to monitor your group workout plans and goals.
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Enjoy $5 off (min. $20 spend) at CapitaLand Malls F&B outlets with promo code:
across Deliveroo, foodpanda and GrabFood.
(*Update: foodpanda seems to be the only platform that reflect a $2 discount. We are checking on this.)
Valid from 8 May – 7 Jun 2020. Maximum 3 redemptions per user per delivery platform.
Here’s a list of CapitaLand Malls:
Terms & Conditions
The post $5 off promo code for GrabFood, Deliveroo, foodpanda when you order from F&B outlets in CapitaLand Malls (8 May – 7 Jun 20) appeared first on MoneyDigest.sg.
Check out Fairprice’s latest offers valid till 13 May 2020…read more @SINGPROMOS.COM
Lobang: https://www.moneydigest.sg/how-to-save-money-in-your-20s/
You are in your twenties! You may be thinking that you have the rest of your life ahead of you. Well, you are right. Whether you just graduated from university or are on your way to finish your final term, you can start sending out your Curriculum Vitae.
Finally! You landed your first full-time job, before the Circuit Breaker period started. During your first two weeks, you learned the rules of the trade. You were able to find your rhythm and your work tribe along the way. Then, you received your first paycheck.
You hold your hard-earned money in your hands. Suddenly, you felt like a kid in a candy store. You want to buy whatever you see with this newfound wealth. Are you going to blow off your paycheck in one day? Or, are you going to save it for the rainy days?
It is good to treat yourself every once in a while, but it is better to set aside some money for future expenses. You do not know what the future holds! With our crumbling economy, many establishments such as Robinsons department store have taken the hit. Robinsons stated that they will close some of its branches. Do not let yourself fall into the trap of bankruptcy.
You can do more in your 20s. Start with these tips:
ELIMINATE THE TEMPTATIONS
Food establishments have been gaining more limelight these days. Delivery services such as GrabFood and food panda had been earning a significant amount of money as many Singaporeans are stuck in their own homes.
To get a taste of the outside world, establishments lure potential clients thru social media. A box of donuts sounds as tempting as a buy-one-take-one milk tea. However, you must limit your spending and sugar intake. Eliminate temptations by reducing your time spent on social media such as Facebook and Instagram. These are filled with display ads. YouTube is not safe either!
CREATE A BUDGET
Budgeting is a system that keeps track of your cash-flow and enables you to stay within your financial capacities. Categorize your expenses based on your priorities.
Set aside a portion of amount on fixed expenses first. These fixed expenses include utility bills, rental costs, and transportation costs. Your variable or non-essential expenses shall follow suit.
INVEST A LITTLE
Investing can be intimidating, especially when you have zero knowledge about it! Money Digest has a wealth of articles related to investments. Start reading these articles.
Nonetheless, consider investing small amounts of money and letting a professional handle your portfolio. I am referring to Mutual Funds. Seek help by using the right tools. You can even invest as little as S$100!
Related: Cheap Investment Opportunities In Singapore
KEEP THINGS IN THE CART
What do you say to online shopping promotions? Not today, sir! It is easy to be trapped in the attractive promotions found online. Do you really need another phone casing or a night stand?
Billionaire music mogul Jay-z was once quoted saying: “You cannot afford something unless you can buy it twice”. Can you really afford two sets of AirPods? If so, is that necessary? You may want to wait a day or two, before you decide to purchase something from the shopping cart.
ACT WITH THE FUTURE IN MIND
Since you are making a decent amount of money these days, set some financial goals for yourself. If you want to travel next year as most of the international travel restrictions will be lifted, then you may start saving now. If you want to live on your own by the end of the year, then you may start saving now.
Image Credits: unsplash.com
Always act with the future in mind. You hold the key!
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