February 17, 2020 | Lobang Guru Singapore

Charles & Keith is having a sale with up to 50% off selected women’s bags, shoes and accessories, plus kids’ fashion (From 17 Feb)

Lobang from: https://singpromos.com/fashion-accessories/charles-keith-is-having-a-sale-with-up-to-50-off-selected-womens-bags-shoes-and-accessories-plus-kids-fashion-from-17-feb-235891/

Get ready to stock up because it’s a pretty amazing line-up….read more @SINGPROMOS.COM

Charles & Keith is having a sale with up to 50% off selected women’s bags, shoes and accessories, plus kids’ fashion (From 17 Feb) Read More »

How To Start Investing With S$100 A Month

Lobang from: https://www.moneydigest.sg/how-to-start-investing-with-s100-a-month/

Oh, adulting! It comes in a slate of responsibilities thrown at a person all at the same time. To survive the challenges of life, one must establish a healthy savings plan. Long-term savings include having an insurance policy, a good credit score, and an emergency fund. Many people grow their savings thru investing.

Investing is an overwhelming idea for many Singaporeans as they perceive it to be expensive. Few people outside the financial industry have thought of investing their money for themselves. However, you do not need to have S$10,000 or more to start investing. You can grow your wealth with just S$100 per month.

Here are some strategies that you may apply.

#1: MAKE SMALL INVESTMENTS REGULARLY

It comes as no surprise that one advantage of making small invest regularly is that you are not trying to time the market. Instead, you are relying on your money’s “time in the market”. This is important because stocks have their ups and downs, but their prices tend to increase as time passes. This is a strategy known as dollar-cost averaging, which will average out the cost of share purchases in a period of time.

For as little as S$100 a month, you may start investing in DBS Invest-Saver as it allows you to buy an Exchange Traded Fund (ETF) that mirrors the performance of the Singapore stock market or a bond ETF.

#2: CONSIDER REGULAR SHARES SAVINGS

One of the most affordable ways to get inside the Singapore Exchange (SGX) is through Regular Shares Savings (RSS) plans. RSS can be opened with the help of a local brokerage firm or bank.

The broker of the financial institution will invest a fixed amount of money every month based on your instructions or financial capabilities. For instance, you may choose to invest S$100 each month into the Straits Times Index (STI) Exchange Traded Fund (ETF).

Control is one of the best parts of RSS plans. If you wish to invest money in different companies each month, you may do so. If you wish to stop investing in a company each month, you may do so. Simply instruct your broker and adjust your monthly investments. Some financial institutions allow you to take control of your RSS plan through online platforms.

#3: APPLY FOR UNIT TRUSTS

If you prefer to have someone else control your investments then, you may choose to invest in unit trusts. Unit trusts work by collecting money from many investors. A professional fund manager will take this pool of money and grow it following a specific investment strategy. It is a collective investment, which is why you do not have personal control over the individual components of the investment portfolio.

A common misconception about investing thru unit trusts is that you do not need to do anything. This is not true! As an investor, you must do your research before deciding which unit trusts you wish to invest in. By doing your research, you will know that both DBS and OCBC unit trusts allow you to either invest a lump sum of S$1,000 or S$100 per month.

Image Credits: pixabay.com

Good luck with your investment journey!

Sources:1 & 2

The post How To Start Investing With S$100 A Month appeared first on MoneyDigest.sg.

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1-FOR-1 Shabu Shabu Hotpot Buffet At SUKI-YA Bugis+ From 17 – 23 Feb 20

Lobang from: https://www.moneydigest.sg/1-for-1-shabu-shabu-hotpot-buffet-at-suki-ya-bugis-from-17-23-feb-20/

Singapore’s favourite hot pot is back with 1-for-1 shabu-shabu at Suki-Ya Bugis+!

Times may be tough, but SUKI-YA will always be around to provide a comforting and healthy meal for all. Here in Suki-Ya, they are dedicated to create a pleasant dining experience for everyone. Please rest assured that sharing ladles will be provided.

Date:17 to 23 February 2020
Time: 4pm to 9.30pm
Venue: SUKI-YA Bugis+

Share this news with your friends and loved ones!

Terms & Conditions

Valid at Bugis+ only.
Offer is valid with a minimum purchase of a free-flow drink per diner.
Offer is valid only for buffet, but not valid with additional add-ons or a la carte drinks (e.g. beer, sake, water).
Dinner is priced at S$24.90++ per pair from Monday to Thursday and S$27.90++ per pair on Friday to Sunday.
Offer is limited to 60 minutes dining period, a maximum of two redemptions (four pax) per bill/table. No splitting of bill/table allowed.
Only walk-ins are accepted.
Valid for dine-in only; no takeaways