January 13, 2020

5 Things To Consider When Switching Banks

Lobang from: https://www.moneydigest.sg/5-things-to-consider-when-switching-banks/

Before you finalize your switch from one bank to another, ensure that you understand what you are signing up for. Here are five questions you need to answer before you decide.

DO YOU WANT A HIGHER SAVINGS ACCOUNT INTEREST RATE?

You get what you think you deserve. If you are earning nearly nothing in your savings account then, it is worth evaluating the alternatives. Moving your funds elsewhere makes sense only when you can earn significantly more in another account.

Image Credits: pixabay.com

For instance, switching might not be worth the trouble in this scenario. Say you only have around S$1,000 in your savings account and the extra 0.5% interest gets you about S$5 additional on your monthly total. If you are generally satisfied with your current bank, why bother?

DO YOU WANT TO SIMPLIFY YOUR FINANCES?

Some Singaporeans have accumulated multiple accounts over the years. So? Switching banks can be an opportunity to organize your finances. Organizing your finances allows you to minimize your online bank account and to move your money as quickly as possible. Have everything in one place by choosing a premium bank.

This bank must cater to all your deposit needs, offer low fees, and provide competitive interest-bearing accounts.

DO YOU PREFER TO HAVE AN UPGRADE IN ONLINE AND MOBILE BANKING?

Whether you want to acquire DBS Paylah! or UOB Mighty, most banks offer online and mobile banking tools to smoothen your transactions. You may consider all these tools as a means to weigh whether you watch to switch banks or not. Contemplate on the features you need and the ones that are available thru your chosen banks.

If you often transfer funds between a local and an overseas account. Then? You have to find an online banking app that enables you to do this. Take note of the charges that come with every deposit.

DO YOU WANT A BETTER CUSTOMER SERVICE?

How is the bank personnel treating you after you sign-up? Dissatisfied customers may receive better service in another bank. Look for online reviews and friend recommendations when reviewing a bank’s customer service prowess.

It is best to talk to someone credible to assess their issues in the bank staff and service.

DO YOU PREFER A BANK WITH BRANCHES NEARBY?

Accessibility is important when considering which bank to choose. You must survey the nearby banks and notice which ones are more accessible. You may also walk up to the teller to ask about their safe deposit box or their online banking tools.

Image Credits:pixabay.com

Who knows? Your chosen bank may allow you to transfer or deposit funds with a few swipes of the finger!

Sources: 1 & 2

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Scoot will be offering all-in fares fr S$53 to over 65 destinations in its latest one-day only sale on Tuesday, 14 January 2020

Lobang from: https://singpromos.com/airlines-flights/scoot-will-be-offering-all-in-fares-fr-s53-to-over-65-destinations-in-its-latest-one-day-only-sale-on-tuesday-14-january-2020-235056/

Holiday selfies ruined by too many tourists? You GOT TO GO!…read more @SINGPROMOS.COM

Scoot will be offering all-in fares fr S$53 to over 65 destinations in its latest one-day only sale on Tuesday, 14 January 2020 Read More »

Yolé launches Orange frozen yogurt for CNY, offers 1-for-1 Large Cups on 13 Jan 20

Lobang from: https://www.moneydigest.sg/yole-launches-orange-frozen-yogurt-for-cny-offers-1-for-1-large-cups-on-13-jan-20/

Perk me up Monday? We got your back!

Taste Yolé new Chinese New Year Limited Edition Orange flavour today and enjoy 1-for-1 for large cups! Tag your Yolé buddies now!

– Promo only available on 13th January
– Promo available at all locations except Westmall and United Square

Share this promotion with your friends and loved ones!

Outlet Locations

313@Somerset #B3-55
Bedok Mall #01-40
Bugis+ #03-27
Causeway Point #B1-K28
Clementi Mall #01-11
Hillion Mall #B1-45
Jurong Point #03-29/30
Marriott Tang Plaza Hotel #01-K2
One@KentRidge #01-37
Parkway Parade #B1-83J
Plaza Singapura #01-22A
Tampines Mall #B1-K18
United Square #01-K14
Vivocity #02-133
Waterway Point #01-63
Westgate #03-02
Westmall #01-K6

The post Yolé launches Orange frozen yogurt for CNY, offers 1-for-1 Large Cups on 13 Jan 20 appeared first on MoneyDigest.sg.

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