Overcoming These 3 Common Money Issues

Posted from: http://www.moneydigest.sg/overcoming-these-3-common-money-issues/

Everyone experiences a certain degree of money woes. The differences depend on how we deal with each financial issue. On that note, here are just three of the most common ones that we may all face at some points in our lives.

#1: ADJUSTING TO THE POSTNATAL BUDGET

Congratulations to you and your spouse! You just added life to the thriving population of Singapore. The next challenges at hand are the costs that come with it. Raising children, as expensive as it is, causes multiple changes to your household budget. New categories include medical costs, newborn clothes, and insurance contributions.

The significant cost of delivering the baby (about S$10,000) is just the beginning! Tackle each day with ease by knowing how much you will be spending in the next couple of months. You need to repeatedly feed, clothe, and nurture your children for at least 21 years. Preparing a financial checklist will help you fulfill your expected costs.

Related Article: Financial Checklist For Expectant Parents

#2: EARNING AN INSUFFICIENT SALARY

Whether you want to believe it or not, there is a particular cohort that is at risk of earning insufficient salary. This is none other than the elderly working-class women. The 2014 Labour Force Survey highlighted that more than 7 in 10 participants (i.e., 100,000 Singaporean women aged 60 and above) made less than S$2,000 per month.

Lower earnings adversely affects one’s retirement adequacy as the country operates on the salary-based pension system. These seniors are still working because they need the money and they did not have enough money saved.

Image Credits: pixabay.com

Image Credits: pixabay.com

There are two ways to deal with this financial situation. First, you may negotiate a pay raise. If you do not ask then you will not get it. Employers know that they play a part in ensuring that older workers return to the workforce with decent wages.

Secondly, you may get another job on the side. With our access to modern tools, you can make extra money by creating an online business. Free websites such as Carousell and Tictail enables you to showcase your products.

#3: RISING ABOVE UNEMPLOYMENT

Unemployment is a worldwide phenomenon. The economy continues to narrow down jobs at an alarming rate. This means that you need to get in line with about a hundred of job seekers for the same post. A good place to start making connections is LinkedIn (i.e., a professional networking site). Moreover, you may ask your family and friends if they can recommend you to work for their companies. Do not be shy!

Absorb the words of Nancy Collamer, creator of Layoffsurvivalguide.com.

“You need to figure out what it is that you want to do and are most qualified to do, then identify employers and companies where there appears to be some level of growth or opportunity and identify ways to network your way into the company.”

Image Credits: pixabay.com

Image Credits: pixabay.com

Sources: 1, 2, & 3

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Yay! From 1 – 3 Aug, Starbucks will offer 1-for-1 Venti-sized drinks from 3 – 5pm.

Posted from: http://www.moneydigest.sg/yay-from-1-3-aug-starbucks-will-offer-1-for-1-venti-sized-drinks-from-3-5pm/

Enjoy 1-for-1 drinks at Starbucks this week

Yay, for 2.

Treat yourself to a Venti drink between 1 – 3 Aug, 3 – 5pm and enjoy another on Starbucks!

Valid on any handcrafted beverages.

T&Cs apply.

Check out the announcement below:

Starbucks 11

Find the nearest Starbucks here.

Who’d you share a drink with? Share this news with your friends and loved ones on Facebook!

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Want to enjoy unlimited crayfish? IKEA’s Crayfish Party returns on 18 Aug at your nearest IKEA stores.

Posted from: http://www.moneydigest.sg/want-to-enjoy-unlimited-crayfish-ikeas-crayfish-party-returns-on-18-aug-at-your-nearest-ikea-stores/

At IKEA’s Crayfish Party, happening on 18 August, Friday, you’ll be able to enjoy all the crayfish you can eat at your nearest IKEA stores (at Alexandra and Tampines).

Aside from the crayfish, the buffet spread will also include fan favourites like Swedish meatballs, mashed potatoes, salads, as well as a range of desserts for those with a sweet tooth!

Choose from two timeslots, 5.30pm to 7.30pm OR 8pm to 10pm, to indulge for the night!

The buffet is available for IKEA FAMILY members only, but no worries if you’re not! Sign up for free at IKEA.sg/FAMILY or at any of the in-store kiosks. Tickets are available for purchase at the IKEA Restaurant.
Crayfish_Buffet_IKEA_SG

Early Bird Tickets (24 July – 13 August 2017)

Adult: S$25
Kids 4 – 12 years old: S$10
Kids under 4 eat for free

Normal Price Tickets (14 – 18 August 2017)

Adult: S$30
Kids 4 – 12 years old: S$10
Kids under 4 eat for free

v  FAMILY members will receive a voucher of S$10 for home furnishing products upon purchase of tickets; Members’ guests will receive a voucher of S$5.

v  Voucher is valid until 31 August 2017.

v  Minimum spending of S$50 of home furnishing products to redeem voucher.

v  Terms & conditions apply.

Share this news with your friends and loved ones on Facebook!

 

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Don’t Say Bojio: Monster Curry at 52{43c154d03bc8d6f3a2e02120576efea76bd463bd1d9aa7d45f68c7a169d43d05} Off Because #SG52 (Till 11 Aug)

Posted from: http://goodyfeed.com/dont-say-bojio-monster-curry-52-off-sg52-till-11-aug/

Guess what? In honor of Singapore’s 52nd birthday, Monster Curry is offering an oh-so-delicious offer: 52{43c154d03bc8d6f3a2e02120576efea76bd463bd1d9aa7d45f68c7a169d43d05} off every second single portion dish of curry rice on their main menu.

Does it sound good to you? Because it sure does to me!

Let’s waste no more time and head on to the details!

Image: Monster Curry Facebook Page

Please remember that it is only valid for the second single portion.

In order to enjoy this great deal, there are four basic steps you have to do first.

Like Monster Curry on Facebook OR follow them on Instagram
Share Monster Curry’s 52{43c154d03bc8d6f3a2e02120576efea76bd463bd1d9aa7d45f68c7a169d43d05} off deal post on YOUR newsfeed and tag 3 friends!
Visit any Monster Curry’s outlets
Simply show the showed post to their friendly staff when you commence your order

This is only available at the following outlets:

Ion Orchard #B4-52
Jurong Point 2 #03-57
Nex Serangoon #B1-08
Parkway Parade #01-11
Vivocity #02-126/127/129
Tampines 1 #02-09
Suntec City #02-377/378
JEM #02-06
Bugis Junction #B1-04

Please note the terms and conditions:

Promotion is valid on weekdays, till 11 August 2017.
Valid for both dine-in and takeaway.
Discounted single portion items are from main menu and must be of equal or lower value.
Not valid with other food promotions, discounts and privileges.
Other terms and conditions might apply.

Don’t wait liao!

Always bored during your commute to and fro work or school? Here’s the best solution: download our app for new articles, Facebook videos and YouTube videos that are updated daily…and most importantly, exclusive contents that are only available in our app! It’s your perfect companion for your daily commute!

Click Here to Download the App!

This article was first published on goodyfeed.com

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The post Don’t Say Bojio: Monster Curry at 52{43c154d03bc8d6f3a2e02120576efea76bd463bd1d9aa7d45f68c7a169d43d05} Off Because #SG52 (Till 11 Aug) appeared first on Goody Feed.

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StarHub celebrates National Day with FREE preview of over 140 channels from 7 – 14 Aug 17

Posted from: http://www.moneydigest.sg/starhub-celebrates-national-day-with-free-preview-of-over-140-channels-from-7-14-aug-17/

Here’s giving you more reasons to celebrate this National Day!

This National Day, StarHub is giving you free preview of more than 140 channels.

Feast your eyes on Games Of Thrones and Star Wars: The Force Awakens, or on the red hot dance moves on Dance 3+. They also bring you the best bits of local TV so you can enjoy great TV entertainment, all in one place.

Free preview is from 7 Aug, 12pm to 14 Aug, 12pm.

Find out what is the hottest local tv production and catch them FREE wherever on mobile, tablet or laptop.

Free Preview Channel Listing

7 August 2017, 12pm to 14 August 2017, 12pm

ST Channels

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