6 Helpful Tips To Put A Halt On Impulsive Purchases

Lobang from: http://www.moneydigest.sg/6-helpful-tips-to-put-a-halt-on-impulsive-purchases/

As you dig thru the pile of the items that you regret purchasing, you realize that you have one recurring problem. You keep on engaging on impulse purchases! Your credit cards do not seem to help you either. Instead, it invites you to shop more as if it calls out your name.

How can you reduce this tendency to shop without forethought? Well, start by planning ahead.

#1: IT PAYS TO PLAN AHEAD

When it comes to eliminating your unwanted expenses, it pays to plan ahead. Make a list of all the items that you need to purchase before shopping. Make it a habit to plan for upcoming occasions, birthdays, and other large purchases.

Image Credits: pixabay.com

Equipping yourself with this list as you shop around ensures that your purchases are more deliberate and less spontaneous. Furthermore, you may anticipate the upcoming clearance sales and other promotions.

#2: PINPOINT YOUR TRIGGERS

Take control over your shopping habits by monitoring your urges. Using a piece of paper or your handphone’s notes, mark each time you experience the urge to purchase. Describe the situation and the feelings attached to it. This helps you to increase your awareness while you shop.

Be aware of the different symptoms such as faster heart rate or a change in breathing. Becoming more aware of the changes in your body and mind can help you control the urge.

#3: IT TAKES 30 DAYS

You heard about contemplating for 24 hours before committing to a purchase. However, have you heard about the 30-day waiting period? Yes! You read that right. Stick your wish-list on your refrigerator and put a date to each item. You must wait for a month before making a purchase.

The mechanics may sound easy, but it takes a lot of patience and self-control to overcome the urge at first. These feelings are valid and can fade soon. You will take delight sketching out items off the list! The only exemptions to the 30-day period are groceries and other necessities.

#4: AVOID THE TEMPTATIONS

A surefire-way to reduce your impulse buys is to avoid going to shopping areas or shopping websites. Do not even go to dollar or budget stores as you might get trap in the process.

When purchasing, follow a list religiously. Get out as quickly as you can afterwards. Avoid walking around the shopping center for entertainment and find other ways to stimulate fun.

#5: IT IS ALL ABOUT THE BUDGET

Trimming down your expenses does not mean that you have to take out the fun. Give yourself a “splurge budget” that you can follow thru each month.

Decide whether you are willing to allot a budget for a new clothing item or a fancy restaurant date each month. Whatever it is, ensure that you are willing to spend a discretionary amount every once in a while. Take it as a way to reward yourself for straightening your finances. It is healthier that way!

#6: DO NOT MIX WITH THE WRONG CROWD

Surrounding yourself with people who are addicted to retail therapy may not be the best idea. It is easy to get out of track when your shopping buddies convince you that all the outfits you have tried looks great!

Image Credits: pixabay.comIf you want to shop with your friends, do it with people who have savvy spending habit. This way, you will be able to tell spend your money in a frugal manner.

Sources: 1 & 2

The post 6 Helpful Tips To Put A Halt On Impulsive Purchases appeared first on MoneyDigest.sg.

Don’t Say Bojio: 99 Cents Pizza From Pizza Hut With Weekday Delivery

Lobang from: https://goodyfeed.com/dont-say-bojio-99-cents-pizza-from-pizza-hut-with-weekday-delivery/

Hands up if you love pineapple, ham, pizza sauce and mozzarella cheese on a piece of dough.

Now, keep your hands up if you want to get that for just $0.99.

GIF: Gfycat.com

Editor: Boonz, can you stop lying?

Boonz: Boss, it’s true! Since when have I lied?

Editor: All the time? Like that time you told me you have a ten-inch hotdog?

Boonz: You know what, just see this.

That’s right, you’re not reading that wrong.

On weekdays from now until 31 July…

…You Can Get A Whole Regular Pizza From Pizza Hut For Less Than A Dollar

And it’s all thanks to the fact that this year is the 200th year since Sir Stamford Raffles found Singapore.

Image: Wikimedia

All you have to do is use the promo code ’99CENTS’ to enjoy the deal.

Image: Screengrab from Pizza Hut Singapore

And voila, you can now enjoy the deal.

The Catch

If you’re hoping to get their latest Sweet Potato Stuffed Crust pizza

Image: Pizza Hut Singapore Facebook

You’re out of luck.

There are only three options and the sweet potato stuffed crust isn’t one of them. You’ll have to choose from Pan, Hand Stretched Thin or Cheese Stuffed (+$6.20).

And the flavours are limited to their Classic/Favourite range only:

  • Hawaiian
  • Chicken Supreme
  • Super Supreme
  • Pepperoni
  • Veggie Lover
  • Curry Chicken
  • Meat Galore
  • BBQ Chunky Chic
  • Chic Ham ‘N’ Shroom
  • Cheese ‘N’ Chic
  • Simply Cheese
  • Ocean Delight
  • Very Beefy
  • Wild About Mushrooms
  • BBQ Chicken
  • The Four Cheese
  • Seafood Deluxe
  • Hawaiian Supreme

Which, for $0.99, is honestly good enough.

Image: Giphy

Other Terms and Conditions Apply

  • Offer is valid for weekdays only on
    • 17-19 July
    • 22-26 July
    • 29-31 July 2019
  • Valid with a minimum spend of $15 on delivery orders made via website/app/call centre
  • A standard delivery fee of $4 applies.
  • Not valid with other promo codes or discounts.
  • Limited to 1 redemption per transaction.
  • Prices include GST.

Boonz: See?! I told you! It’s true! I’ve tried the code myself and it worked.

Editor: Okay, so you didn’t lie. How about that 10-inch hotdog, huh?

Boonz: Well, yeah, I got that from the pasar malam.

Editor: Wait…what?

Boonz: Yeah, you ran off when I asked if you want to eat my hotdog, remember?

Editor: Oh, er, bye.

Boonz: Weirdo… so anyways,

What are you guys still waiting for?

Time to make plans liao.

You’re welcome!


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